Why do I need Wedding Insurance?
2nd January 2020 by Natasha Goldstein
Getting engaged and planning your dream wedding is a very exciting time for any marrying couple, no matter what your budget, you are planning on committing yourselves to each other for the rest of your lives.
However, weddings can often be notoriously expensive; from the venue, the dress, the food, to the transport, the flowers, gifts and more. The average UK Wedding has been estimated at approximately £30,000 (Hitched, 2019), which is a large amount of money to lose if something unforeseen goes wrong.
If you're buying a home, you would purchase Home Insurance to help protect against perils such as flooding, fire, earthquakes and many other eventualities. The same applies when you travel with Travel Insurance to offer protection for Emergency Medical Expenses, Loss of Baggage, Flight Delays and more, so why wouldn't you protect your wedding in the same way against unforeseen eventualities such as Cancellation, Re-arrangement and Financial Failure of your wedding service suppliers to name a few.
While this sounds like something that happens very rarely, it happens more often than you may think, and when things do go wrong, it can be difficult to get your money back and / or find a replacement in time for your wedding date, especially if there is no budget left.
Without Wedding Insurance you could lose all or some of the money you have spent on your wedding and whilst you may have some protection if you paid by credit card, unfortunately this will not cover everything that wedding insurance can.
Dreamsaver Wedding Insurance offers peace of mind across most aspects of the wedding and the wedding planning process. Even offering cover for deposits that have been paid prior to taking out a Wedding Insurance policy.
As well as this, Dreamsaver Wedding Insurance offers protection against your Wedding Attire, Rings, Flowers Gifts, Photography, Videography and even offers protection for your Cars and Transport. Other features include:
- Cover for UK and Overseas Weddings and Civil Ceremonies
- Cancellation cover up to £50,000 - So, your wedding is protected should you need to cancel
- Protection in the event of adverse weather providing the policy is taken out more than 14 days before the wedding. This means that if you or a majority of your guests can't make the wedding due to flooding or snow for example, you are protected financially.
- Legal Expenses
And much, much more. Get a Dreamsaver Wedding Insurance quote today for your wedding here and start your wedding planning on the right track by using our wedding cost calculator here.
This article is for information and entertainment purposes only. It does not constitute advice in any way. The information provided here is correct at the time of writing however please check the latest policy wording for the latest policy terms, conditions and exclusions.
Please Note: Policies must be purchased a MINIMUM of 14 days before the ceremony date.
Please Note: This Article refers to an historic version of Dreamsaver Wedding Insurance policy. Policy Terms, Conditions, Exclusions and Prices may have changed. Please see the latest policy wording for more details