Why do I need wedding insurance?

Adverse weather

With the Great British weather being somewhat unpredictable, particularly if you are getting married during the winter months, we are often asked ‘Am I covered to cancel my wedding due to bad weather?’. The short answer is ‘yes’ under the Dreamsaver policy, providing the couple getting married and more than half the guests are unable to get to the wedding venue due to adverse weather causing major disruption to travel services.

However, it is worth noting that this section of cover only comes into force 14 days after the purchase of the policy, so make sure you take out your Dreamsaver Wedding Insurance policy in good time, if you require this cover.

Public liability

We are often asked about public liability cover by couples as venues are increasingly requesting that this in place. As standard, only the Bride and Groom are covered for public liability under the Dreamsaver policy, however, unlike some other wedding insurance policies, our policy can be extended to cover all guests attending the wedding, with the payment of an additional premium.

If you have purchased another wedding insurance policy that does not allow you to cover your guests for public liability, we have a stand-alone ‘public liability only’ product available that you can purchase here .

The public liability on Dreamsaver does not extend to cover the liability of any wedding services such as bands or DJs as they should have their own liability cover. Similarly if you have any guests who will be performing, their liability will only be covered in their capacity as a guest and not whilst they are performing, if you have paid the additional premium for the public liability for guests extension.

With policies from as low as £25, many couples choose Dreamsaver Wedding Insurance and enjoy peace of mind for their big day.