Dreamsaver Wedding Insurance with Public Liability Cover
Protect Your Wedding with Public Liability Insurance up to £5 Million
At Dreamsaver Wedding Insurance, we understand that your wedding is a momentous occasion in your life. However, alongside the joy and celebration, hosting a wedding involves a range of responsibilities and potential risks. From ensuring the safety of your guests to protecting the venue and its property, accidents can happen despite the best-laid plans.
That's why all our policies include £2 million Public Liability cover for the marrying couple as standard, with optional extensions you can choose to add to your policy to suit your needs. With Dreamsaver on your side, financially protecting you against unexpected events, you can focus on what truly matters—celebrating your special day.
Optional Wedding Public Liabilty Cover
What Is Wedding Public Liability Cover?
Public Liability insurance protects you financially if you or your guests are found liable for injury to a third party or damage to property. For example:
- Injury: A venue staff member or supplier is accidentally injured during your wedding
- Damage: A guest damages an expensive vase, or you accidentally ruin furniture or decorations at the venue
Liability claims can easily amount to thousands or even millions of pounds. With Dreamsaver, you’re safeguarded against unexpected costs, ensuring you can enjoy your special day worry-free.
Why Do You Need Public Liability Insurance?
Even if your wedding venue doesn’t require it, Public Liability insurance for your wedding is a sensible safeguard. Accidents, such as damaged décor or injuries, could result in costly claims against you, for example a guest damages a rug or wall at your venue, and you’re sued for repair costs.
With Dreamsaver Wedding Insurance, you won’t be left to shoulder hefty bills for mishaps on your big day.
Optional Public Liability Extensions
Dreamsaver offers two optional extras that you can add to your policy for an additional premium, providing even greater protection for your wedding day.
- Public Liability Cover for Wedding Guests
If you would like your wedding guests to have public liability cover, you can extend public liability cover to include them. By adding this policy extra, your wedding guests can get up to £2 million public liability cover, offering financial protection in case of injury or accidental damage caused by others might be attributed to you as the host.
- Increased Public Liability Cover for the Marrying Couple
If the standard £2 million Public Liability isn't enough—especially for high value venues like stately homes or National Trust properties—we offer the option to extend your Dreamsaver Wedding Insurance with Public Liability to £5 million.
Additionally, if you have added wedding guest liability cover to your policy, this policy extra also increases their cover to be £5 million at no extra cost.
| Summary of Cover | Optional Public Liability for Wedding Guests | Optional Public Liability Extension for Marrying Couple & Wedding Guest |
| Silver | £2 Million | £5 Million |
| Pearl | £2 Million | £5 Million |
| Gold | £2 Million | £5 Million |
| Amber | £2 Million | £5 Million |
| Platinum | £2 Million | £5 Million |
| Sapphire | £2 Million | £5 Million |
| Ruby | £2 Million | £5 Million |
| Diamond | £2 Million | £5 Million |
Important Details to Remember:
- For weddings abroad, the maximum public liability cover for the marrying couple is £2 million. It is not possible to extend public liability cover to the guests.
- Public Liability cover isn’t available for weddings in the United States or Canada
- The excess for both public liability extensions is £250
- Public Liability cover does not cover wilful or malicious acts and any acts of vandalism by persons invited to the insured event
Policies that have Optional Wedding Public Liability Cover as an option
Wedding Ceremony Insurance
Protect your wedding day from the unexpected with Dreamsaver Wedding Ceremony Insurance.
Indian Wedding Insurance
Get peace of mind knowing your dream Indian wedding is protected from unexpected events with Dreamsaver Indian Wedding Insurance.
Multi-Event Wedding Cover
Protect your multi-event wedding with Dreamsaver Wedding Insurance. Whether it’s a sequel wedding, a traditional multi-day celebration, or a mix of both, we’ve got you covered.
Military Wedding Insurance
Which ever branch of the UK Armed Forces you’re in, Army, Royal Navy, Royal Air Force or Royal Marines, Dreamsaver Wedding Insurance can cover your wedding.
Civil Ceremony Wedding Insurance
At Dreamsaver, we’ve designed our policies to cover civil ceremonies at no extra cost, ensuring your special day is protected against the unexpected.
Additional Cover Options to Enhance Your Policy
Alongside the optional public liability for your wedding insurance, you can also tailor your Dreamsaver policy with the following:
- Wedding Marquee And Mobile W.C. Units Cover – up to £50,000
- COVID-19 Cancellation Cover – For coronavirus-related disruptions
Don’t leave your big day to chance. With Dreamsaver Wedding Insurance, you can plan with confidence, knowing you’re covered for unexpected mishaps.